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footer .insurance-wordmark span{color:#b44d16}

.insurance-hero h1 .headline-accent{display:block;color:#ff782f;margin-top:.12em}

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.story-sequence{max-width:1104px;margin:auto;padding:70px 24px}.story-title{font-size:clamp(30px,4vw,46px);line-height:1.15;max-width:700px;margin:16px 0 48px}.story-stage{border-top:1px solid #ffffff26;padding:32px 0 38px}.stage-heading{display:flex;gap:22px;align-items:center;margin-bottom:28px}.stage-number{color:#ff782f;font-size:14px;letter-spacing:.14em;border:1px solid #ff782f66;padding:12px;border-radius:50%}.stage-heading h3{font-size:clamp(23px,3vw,32px);margin:0;line-height:1.2}.stage-pair{display:grid;grid-template-columns:1fr 1fr;gap:48px;padding-left:66px}.stage-label{font-size:10px!important;font-weight:600;letter-spacing:.16em;color:#9da9b9!important;margin:0 0 14px!important}.stage-after .stage-label{color:#ff944f!important}.stage-pair h4{font-size:21px;line-height:1.35;margin:0 0 15px;font-weight:500}.stage-pair p{font-size:15px;line-height:1.75;color:#bfc9d6;margin:0}.stage-before{border-left:1px solid #ffffff26;padding-left:22px}.stage-after{border-left:2px solid #ff782f;padding-left:24px}.stage-flow{margin:26px 0 0 66px;padding:14px 20px;background:#ffffff05;border:1px solid #ffffff12;border-radius:6px;color:#e2e8ee;font-size:13px;letter-spacing:.03em}.story-caveat{font-size:12px;color:#99a8ba;max-width:750px;line-height:1.7}.ownership-redesign{max-width:none!important;padding:80px max(24px,calc((100vw - 1056px)/2))!important;background:radial-gradient(ellipse at 70% 45%,#233a50 0,transparent 65%),#0b1624;border-top:1px solid #ffffff20}.ownership-redesign h2{font-size:clamp(32px,4.6vw,56px)!important;line-height:1.1;max-width:800px;margin:18px 0}.ownership-intro{max-width:660px;color:#c6d0dc;line-height:1.7}.handover-track{display:grid;grid-template-columns:repeat(3,1fr);margin:48px 0 32px;border:1px solid #ffffff25;border-radius:12px;overflow:hidden;background:#08142188}.handover-step{padding:28px;position:relative;min-width:0}.handover-step+.handover-step{border-left:1px solid #ffffff25}.handover-index{font-size:11px;color:#ff944f;letter-spacing:.15em}.handover-step h3{font-size:23px;margin:20px 0 12px}.handover-step p{font-size:14px!important;color:#becbd8;line-height:1.7}.asset-glyph{height:84px;position:relative;margin:25px 0 10px;perspective:600px}.asset-glyph i{position:absolute;width:94px;height:50px;left:calc(50% - 47px);top:10px;border:1px solid #7391aa;background:linear-gradient(135deg,#243e55,#102133);transform:rotateX(50deg) rotateZ(-25deg);box-shadow:0 12px 28px #0004}.asset-glyph i:nth-child(2){top:20px}.asset-glyph i:nth-child(3){top:30px;border-color:#ff944f}.handover-step:nth-child(2) .asset-glyph i{border-color:#ff944f}.handover-step:last-child .asset-glyph i{background:linear-gradient(135deg,#ad572e,#e88a4d);border-color:#ffb37c}.ownership-terms{border-top:1px solid #ffffff25;border-bottom:1px solid #ffffff25;padding:20px 0;margin:24px 0}.ownership-terms p{font-size:12px!important;color:#acbac9;margin:8px 0;line-height:1.6}.ownership-terms .terms-title{color:#f2f0eb;font-size:14px!important}.ownership-redesign .scope{font-size:12px!important;color:#a9b6c6;line-height:1.7;max-width:870px}.ownership-redesign .btn{margin-top:22px}.story-stage,.handover-step{animation:story-enter .7s ease both;animation-timeline:view();animation-range:entry 0% entry 25%}@keyframes story-enter{from{opacity:.3;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}@media(max-width:700px){.story-sequence{padding:42px 24px}.story-title{margin-bottom:30px}.stage-heading{gap:14px;align-items:flex-start}.stage-number{padding:9px}.stage-pair{grid-template-columns:1fr;gap:26px;padding-left:0}.stage-pair h4{font-size:20px}.stage-pair p{font-size:14px}.stage-flow{margin-left:0;font-size:12px;padding:14px;line-height:1.7}.handover-track{grid-template-columns:1fr;margin-top:30px}.handover-step{padding:24px;display:grid;grid-template-columns:1fr 100px;column-gap:15px}.handover-step+.handover-step{border-left:0;border-top:1px solid #ffffff25}.handover-step h3{grid-column:1;grid-row:2;margin:12px 0}.handover-step p{grid-column:1/-1;margin:0}.asset-glyph{grid-column:2;grid-row:1/3;margin:0}.ownership-redesign{padding:48px 24px!important}}@media(prefers-reduced-motion:reduce){.story-stage,.handover-step{animation:none}}

.insurance-lines.sculptural-lines{max-width:none;background:#f5f1e9;color:#192333;padding:70px max(24px,calc((100vw - 1160px)/2));border:0}.sculptural-lines .kicker{color:#99451e}.sculptural-lines h2{font-size:clamp(28px,3vw,42px);letter-spacing:-1.2px;max-width:750px;margin:18px 0 30px}.sculpture-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:38px;margin:40px 0}.sculpture-grid figure{margin:0;min-width:0;text-align:center}.sculpture-space{height:235px;display:flex;align-items:center;justify-content:center}.sculpture-space img{display:block;width:100%;height:100%;object-fit:contain;border:0;border-radius:0;background:none}.sculpture-grid h3{font-size:18px;font-weight:500;line-height:1.4;letter-spacing:-.4px;margin:24px 0 0;color:#192333}.sculptural-lines>p.sculpture-note{color:#60666b;font-size:14px;max-width:760px;margin:30px 0 0}@media(max-width:700px){.insurance-lines.sculptural-lines{padding:44px 24px}.sculpture-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:35px 24px;margin:30px 0}.sculpture-space{height:155px}.sculpture-grid h3{font-size:15px;margin-top:18px}.sculptural-lines h2{font-size:29px}}

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@media (min-width:901px){.insurance-hero{position:relative;left:-64px}}